Legal Terms

When building with Increase, you’ll agree to the Technology Service Terms, which govern your use of the Increase technology, and the terms and privacy notice for the banking partner that provides your banking services.

## Technology Services

Increase Technologies, Inc. is a non-bank technology service provider. To access the technology, you’ll create login credentials and agree to the Technology Service Terms.

- [Increase Technology Service Terms](/increase-terms)
- [Increase Technologies, Inc. Privacy Policy](/privacy)

## Banking Partners

Banking services are provided by the banking partner that provides your account, including Increase Bank, Member FDIC, Grasshopper Bank, N.A., Member FDIC, First Internet Bank of Indiana, Member FDIC, or Core Bank, Member FDIC. The agreements for Increase Bank and First Internet Bank are below.

### Increase Bank

- [Electronic Signatures in Global and National Commerce Act Disclosure](/increase-bank-electronic-signatures-in-global-and-national-commerce-act-disclosure)
- [Increase Bank Account Agreement](/increase-bank-account-agreement)
- [Increase Bank Payment Card Agreement](/increase-bank-payment-card-agreement)
- [Increase Bank Privacy Notice](/increase-bank-privacy-notice)

### First Internet Bank

- [Electronic Signatures in Global and National Commerce Act Disclosure](/electronic-signatures-in-global-and-national-commerce-act-disclosure)
- [First Internet Bank Account Agreement](/first-internet-bank-terms)
- [First Internet Bank Payment Card Agreement](/first-internet-bank-cardholder-agreement)
- [First Internet Bank Privacy Notice](https://www.firstib.com/privacy-security/privacy/)

## Contact your bank with any questions about your deposit account agreement.

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[ACH](/products/ach)

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[Real-Time Payments](/products/real-time-payments)

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[Documentation](/documentation)

[API reference](/documentation/api/overview)

[Changelog](/updates?filter=Product+Updates)

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[Sponsor banking](/solutions/sponsor-banking)

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[Pricing](/fees)

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[Contact us](/contact)

[Privacy](/privacy)

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[Terms](/terms)

Banking products and services are offered by Increase Bank, Grasshopper Bank, N.A., First Internet Bank of Indiana, or Core Bank (each, a Member FDIC bank and a “Partner Bank”).

Technology services are provided by Increase Technologies, Inc., a non-bank.

Where applicable, Visa® cards are issued by the applicable Partner Bank pursuant to a license from Visa U.S.A. Inc.

Eligible deposits held at a Partner Bank are insured by the FDIC up to the standard maximum deposit insurance amount. FDIC insurance protects against the failure of an insured bank only.
